About Us.

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Rivers Schara
(Co-Owner/Producer)

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  • Rivers Schara, a graduate of Sul Ross State University with a Bachelor of Science Degree launched his insurance career in 1999 as a third-generation State Farm Agent alongside with his father, David Schara. In 2002, he opened his first office as a captive agent with State Farm than in 2022 he became independent agent partnering with his wife Rodda Yates- Schara. Rivers Schara Insurance is a division of Yates & Associates Insurance, a family-owned agency with over 50 years of experience. Rivers lives his life by a quote from Mark Twain, “Find a job you enjoy doing, and you will never have to work a day in your life”; Rivers expresses he has been blessed professionally and personally. Rivers and Rodda have six children and are actively involved in the agriculture industry. Spare time is often spent traveling to Livestock Show and Rodeos with their children. If you ever see him do not hesitate to tell Old Man Rivers hello.

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Rodney Dunham
(Agency Producer)

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Frannie Hernandez
(Personal Lines Account Manager)

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Aemar Apostol
(Personal Service Specialist)

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Nana Oritz
(Personal Service Specialist)

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Vim Apostol
(Personal Lines-Customer Service)

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Great policies & long-lasting partnerships.

Rivers Schara Insurance (aka, Old Man Rivers) has been serving Boerne, Texas and the surrounding area for over 25 years. We are proud to specialize in various lines of  commercial, agriculture and personal insurance.

Our goal is not only to offer great policies, but to create a long-lasting partnership with our clients that serves their best interest. Because of this, we focus on protecting their assets, lives and livelihoods to the best of our abilities. As a family-owned and operated business, you can trust us when we say you are family to us.

While the world can be uncertain, your coverage does not have to be. For any, and all of your insurance needs, you can trust the expertise of Rivers Schara.

Here to serve.

Our Expert Team

Our insurance experts are client-relation-oriented, meaning they strive to provide you with the best coverage that suits your specific needs and lifestyle. You can rest assured that with Rivers Schara, you have a team that is dedicated to your protection at all times. As a family-owned business, we believe in putting family first, and, as our client, you become family.

Our team has been awarded: Ambassadors for Life, Million Dollar Round Table, Chairman Circle, and National Association of Insurance & Finance Advisors.

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