Commercial Insurance
with Old Man Rivers.
Garage & Automotive Insurance.
Our Garage and Automotive clients have individual insurance requirements. All it takes is one accident for your business to find itself in a situation that puts your business at risk. We feel greatly prepared to figure out what policies would suit you and match your business with the right coverage. Let’s start today.
Hotel/Motel Insurance.
We take pride in the way we serve our Hotel and Motel clients. We know that as a business owner in this particular industry, you have unique insurance needs. Our promise is to go above and beyond to meet those.
RS Insurance offers the following and more:
Employer Liability
Cyber
Waiver of Subrogation
Primary & Noncontributory
Equipment Breakdown
Retail Insurance.
If your retail store is needing coverage, we have it. Let us help you protect your business against various liabilities such as property damage, employee injuries, theft and others. Our team of commercial agents will gladly help you find the coverage that is right for your business.
Contractor Insurance.
Painters, carpenters, plumbers, electricians and many more will require insurance so that they can protect their livelihoods. If you are a contractor, you need to consider the risks that come with business and should act accordingly when it comes to your insurance. RS Insurance can help in the process.
Hardware Insurance.
Your store is helping make houses into homes and buildings into businesses. It deserves to be protected. At RS Insurance, we have serviced hardware stores for years and are ready to help you insure yours. There is always the risk of bodily injury or damage done by your merchandise to either a client or employee. Because of the nature of your business, there is also the potential of loss of goods due to theft. From General Liability to a Commercial Umbrella, we offer a wide range of policies and coverage that can assist you in the event of a liability. If you are ready to get coverage, we are ready to help.
Protect Your Business from Every Angle
At RS Insurance, we understand that every business carries its own unique risks. That’s why we offer a comprehensive suite of commercial insurance options—designed to protect your operations, your people, and your peace of mind. From vehicle coverage and workers’ comp to cyber threats and liability claims, our policies help safeguard what you’ve built so you can focus on growing it.
Insurance Coverages.
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If your business requires the use of commercial vehicles, it is necessary that you insure them in order to prevent major loss. In the event of vehicle damage, injury to you or to another person due to an accident, we can cover you.
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A BOP can help you cover liability and property in the event of theft, a fire or other various disasters. Furthermore, you are able to tailor this policy to fit your specific insurance needs.
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One in 5 small businesses face a claim from a current or former employee due to a sickness or work related injury. Think ahead and protect your business.
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No matter what industry you are within, the threat of a cyber disaster is applicable to you. Because of the increasing usage of technology as a medium for information, no one is exempt. A Cyber Policy can offer protection.
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A Commercial Umbrella Policy can extend your coverage in the event of your company exceeding your liability limits. This could prevent you having to pay more out of pocket.
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A workers compensation policy can aid in providing benefits in the event of an employee getting sick or injured at work. These things happen, we understand that.
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Commercial Insurance
What is the cost?
Because your business is unique, your insurance should be also.
RS Insurance can help you find the perfect coverage at a rate that suits your needs.